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Cash Advance Loans with a Low-Rate Guarantee

PayDay OK payday loans are quick, secure, easy and affordable

Cash advance loans with cheaper rates and no fax processing are only a few clicks away. Millions of people just like you choose our simple, secure, online solution for their short-term cash needs. Our loans offer you piece of mind - knowing there is a way to make it until your next payday. And, at PayDay OK we're here to help with:

  • Instant Application Results 24/7 with No Faxing
  • Loans up to $500

Plus, only PayDay OK prorates its loans allowing you to save even more money if you choose to pay off early. So, getting money fast and saving money today are easiest with PayDay OK!

Get your payday loan started today with our revolutionary online process. With our easy NoFax processing, there's no need to locate receipts or fax personal information for verification. With PayDay OK you'll complete your application online and submit it directly from our secure site. A loan from PayDay OK not only saves you money it also saves you time.

You're invited to apply for a loan today if you have a job or proven source of income, Email address, listed home phone, checking account in good standing and you must be at least 18 years of age.

How it Works

  • The PayDay OK application is easy and secure.
    Just provide us with information about your job, residence and checking account and you're ready to go! Depending on approval you'll be qualified for up to a $500 payday loan. Occasionally we may ask customers to fax additional information.
  • Funds deposited in your account within 24-hours.
    Upon approval, your checking account will be electronically credited the next business day. (Assuming transaction was completed by 5:00 PM CST)
  • Select a flexible payment plan

In states where PayDay OK is the lender, your payday loan can be paid off at any time or refinanced at any time. An email reminder will be sent to you 3 days before your payday loan is due. Subject to PayDay OK's refinance policy, you may choose to:

  • Pay off the loan and finance charges completely
  • Pay off the loan finance charges and refinance the loan **
  • Pay finance charges and part principal and refinance the loan
  • Pay the loan back early and receive prorated finance charges

Anytime prior to the due date of your loan payment, you will have the option to choose the payment option that works best for you.

Simply do nothing and we will Auto-OK your loan. On your due date, if we don't hear from you, we will automatically deduct a payment of 10% of the original loan amount plus the finance charge due. This will be electronically debited from your checking account on your due date and your payday loan will automatically refinance. This payment will reduce your principal balance until paid in full.

For your convenience, your payments will be electronically debited from your checking account unless you make alternate payment arrangements.

Refer a friend and collect $10 Free!

When you become a PayDay OK customer, we'll send you a special referral email link that you can forward to friends and family. And for everyone who gets a payday loan using your link, we'll deposit $10 directly into your checking account. In addition to helping your friends save a bundle on a loan, you can earn a bundle with unlimited referral bonuses!

Discover what our customers know and take the time to say.

Visit our testimonial page 'How We Rate' and read the email we receive daily. Our customers say we're not just OK, we're the best.and we appreciate it.


** PayDay OK policy allows a maximum of four finance charge only payments.